What it does

  • Snowball and avalanche debt payoff, side by side
  • Works with weekly, biweekly or irregular pay
  • An emergency-fund target and up to 5 savings goals
  • One check-in a month, with a progress chart

What's inside

  • A Google Sheet (or Excel) with 9 tabs: start here, paycheck in, bills, debts, snowball vs avalanche, emergency fund, goals, paycheck split, progress
  • A filled-in example copy, so you can see how it works
  • A 5-page PDF guide

Price

$19

One-time. Instant download. Sold through our Etsy shop (Keystone Prints).

Questions

Is this financial advice?No. It is an education tool; you make your own decisions.Do I need Excel?No, a free Google account.Refunds?All sales final on digital downloads; email us if a file doesn't work.

Any AI avatar shown by this brand is a fictional character, always labeled AI-generated. It never poses as a customer or as a licensed professional.